Attention homeowners in Holmes Beach and Clermont County: Need an appraisal?
Here are the top 7 reasons FL homeowners hire Andrew Thul Appraisals:
Do you own a house in or near Holmes Beach? Do you need help determining the price of your real estate?
We at Andrew Thul Appraisals understand the special needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Andrew Thul Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to remove PMI
A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping people just like you get rid of unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. That only means you're going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Andrew Thul Appraisals is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be difficult from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Andrew Thul Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.